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Our Principals

Janice M. Perdue

Jan has worked in the life and health insurance industry for 21 years. Her background includes positions in sales, service and training. Before joining First Call in 2000, she worked with Fidelity Bankers Life Insurance Co. as their Training Coordinator, training on the servicing of life and annuity products. She most recently was with Virgina Farm Bureau as the Senior Sales and Service Consultant for health insurance products in Southside Virginia.

Jan, the former Janice M. Cumashot, has lived in the Richmond area for over 40 years and currently resides in Midlothian, Virginia with her husband Bill and son, Casey. Jan volunteers as a Court Appointed Special Advocate (CASA) for abused and negelicted children. She earned her B.A. from Randolph Macon College in Ashland, VA. A licensed Life and Health agent, she earned an Associate of Customer Service designation from Life Office management (LOMA).

William H. Perdue

Bill has 27 years experience as Director and Vice President at several national insurance companies and consultancies. Bill is also founder and CEO of Prêparant Education Association of America (Preparant Education Association).

Bill earned his Bachelor of Business Administration (BBA) degree at Roanoke College and earned his Masters of Business Administration degree (MBA) from Averett College. Bill earned the Chartered Life Underwriter designation from The American College and an Executive Education Diploma from Harvard Business School.


FirstCall Membership Affiliations include:

  • National Association of Health Underwriters
  • Greater Richmond Chamber of Commerce
  • Fredericksburg Area Association of Realtors
  • Chesterfield Chamber of Commerce
  • Business Networking International (BNI)